If you've been hurt in a car wreck, it can seem like a long journey to get your life back to some semblance of normality. Be careful, however, that you don't allow the stress of dealing with the wreck and your injury push you into taking action impulsively. Read on and learn more about the two things you must do before you make a major decision after a wreck that was not your fault.
Have your case evaluated and learn what it's worth
It's difficult to make a smart decision about taking an offer without knowing the full extent of what you are owed. You might like the sound of an offer but fail to take into account the long-term effects of the accident, and not truly understand how much you should be getting. If you go by what the insurance adjuster is telling you and fail to seek outside legal help, you might be fooled into thinking that you are lucky to be offered anything at all.
Once you speak to a personal injury attorney and they learn the facts of your case, you can make a far better decision about that offer. Don't fall victim to an adjuster that puts pressure on you to make a decision "right now" because they have a vested interest in getting you to take less than you really deserve.
Have a full understanding of what is meant by money damages
An auto accident calls for far more than just payment of medical bills and your wrecked car, and not knowing the full extent of what is meant by money damages could cause you to take an offer that falls short of your needs. Here are some common forms of money damages that most accident victims are eligible to be paid for:
1. Medical expenses: Many people are happy to have their expensive medical needs met, but you might be surprised at how often insurance companies will challenge certain expenses. No matter what the bill, if your doctor ordered a procedure or treatment then you should not have to argue with the insurance company to get it approved.
2. Pain and suffering: This important and valuable form of money damage is conspicuously absent from nearly all automobile insurance policies. Your accident has caused more than just physical damage; it's changed your life and made it far more difficult than before.
3. Lost wages: If you missed work then you are entitled to be reimbursed for all of that time, even if you had sick leave available to use.
Personal injury case evaluations are frequently free of charge, and they are the most reliable way to know whether or not the offer is adequate to meet your needs. Speak to a group like Bellotti Law Group, P.C. for more information.